Provident Financial Services, Inc. to Present at Friedman Billings Ramsey Annual Investor Conference

Company Release - 11/25/2003 5:00 PM ET

JERSEY CITY, N.J.--(BUSINESS WIRE)--Nov. 25, 2003--Provident Financial Services, Inc. (NYSE:PFS) today announced that Paul M. Pantozzi, Chairman, CEO and President, will make a presentation at the Friedman Billings Ramsey 10th Annual Investor Conference to be held in New York City, New York on December 2, 2003 beginning at 2:50 p.m.

Interested individuals can access a live webcast of the presentation over the internet by accessing http://www.wallstreetwebcasting.com/webcast/fbr3. If you are unable to participate during the live presentation, a replay will be available on the aforementioned website for 60 days beginning December 4, 2003. Further information is available at the Friedman Billings Ramsey website at http://www.fbr.com.

A copy of the slides used in the presentation will be available on the Company's website, www.providentnj.com, within the Investor Relations section under Presentations.

Provident Financial Services, Inc. is the holding company of The Provident Bank, which reported assets of $4.2 billion as of September 30, 2003. Founded in 1839, the bank has 54 branches in northern and central New Jersey.

The webcast and slide presentation referenced in this news release may contain a number of forward-looking statements, as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties which could cause actual results to differ materially from those currently anticipated due to a number of factors, which include, but are not limited to, factors discussed in documents filed by the Company with the Securities and Exchange Commission from time to time. The Company undertakes no obligation to update these forward-looking statements to reflect events or circumstances that occur after the date on which such statements were made. Access the filings and other financial and business information regarding the Company at www.providentnj.com.

    CONTACT: Provident Financial Services, Inc., Jersey City
             Investor Relations:
             Kenneth J. Wagner, 201-915-5344

    SOURCE: Provident Financial Services, Inc.